Equipment Insurance Recommendations

[BMK]

I am wanting to get insurance for all of my camera equipment. I don't need any liability, just want to cover my cameras and lenses. I also do not want to do a rider on my home owners because I was told that will affect your home policy if you make a claim on the camera equipment.

 

[DRwyoming]

You might look through some of the discussions here on that subject:

Photography Equipment Insurance Options (retitled discussion)

EDIT - March 17,2024 This post has been updated many times so I added the date for reference. Shopping for insurance has been a challenge. This post reflects my experience. Some of the main reasons for this type of insurance is that it will cover things that other insurance would not cover...

bcgforums.com

Insurance coverage for camera and video gear

Hello fellow photographers and adventure seekers. I'm planning several photo/video trips to central and south america, plus one trip to East Africa and I'm wondering if anyone has some advice on a reputable/reliable insurance company for coverage of my gear both while travelling and while at...

bcgforums.com

Need help on Gear insurance

Hello everyone! My home owners insurance is up for renewal in 9 days. Living in TX our home values have been rapidly increasing and I find my home has grown in value an additional $400K in the last 2 years. Combined with the economic times we live in my insurance premium increased $1,300 this...

bcgforums.com

Camera Insurance Options

Does anyone have a recommendation, thoughts or experience regarding camera equipment insurance? I spoke to my homeowners insurance company, and I was not impressed by what they offer. Basically, they don't seem to take into consideration equipment over 2 years old having much value. I just...

bcgforums.com

NANPA Photographer's equipment insurance

Anyone with experience with the NANPA insurance?

bcgforums.com

Camera Insurance

So what is everyone doing to protect all this expensive gear they own? I know here in the states camera gear is covered (Limited) under most home insurance but not for full value and with other deductibles... Is anyone using a 3rd party to insure their gear? If so are you happy with it...

bcgforums.com

 

[BMK]

You might look through some of the discussions here on that subject:

Photography Equipment Insurance Options (retitled discussion)

EDIT - March 17,2024 This post has been updated many times so I added the date for reference. Shopping for insurance has been a challenge. This post reflects my experience. Some of the main reasons for this type of insurance is that it will cover things that other insurance would not cover...

bcgforums.com

Insurance coverage for camera and video gear

Hello fellow photographers and adventure seekers. I'm planning several photo/video trips to central and south america, plus one trip to East Africa and I'm wondering if anyone has some advice on a reputable/reliable insurance company for coverage of my gear both while travelling and while at...

bcgforums.com

Need help on Gear insurance

Hello everyone! My home owners insurance is up for renewal in 9 days. Living in TX our home values have been rapidly increasing and I find my home has grown in value an additional $400K in the last 2 years. Combined with the economic times we live in my insurance premium increased $1,300 this...

bcgforums.com

Camera Insurance Options

Does anyone have a recommendation, thoughts or experience regarding camera equipment insurance? I spoke to my homeowners insurance company, and I was not impressed by what they offer. Basically, they don't seem to take into consideration equipment over 2 years old having much value. I just...

bcgforums.com

NANPA Photographer's equipment insurance

Anyone with experience with the NANPA insurance?

bcgforums.com

Camera Insurance

So what is everyone doing to protect all this expensive gear they own? I know here in the states camera gear is covered (Limited) under most home insurance but not for full value and with other deductibles... Is anyone using a 3rd party to insure their gear? If so are you happy with it...

bcgforums.com

Will do Thanks

 

[Anjin San]

I am wanting to get insurance for all of my camera equipment. I don't need any liability, just want to cover my cameras and lenses. I also do not want to do a rider on my home owners because I was told that will affect your home policy if you make a claim on the camera equipment.

Check with your carrier…I have a separate high value items policy from homeowners with USAA that covers computers, camera gear, and her jewelry although the camera gear is most of the cost. Requires serial and model numbers but covers everything.

 

[fulltimewanderer]

Our policy is with Philadelphia Insurance through Hill and Usher. Pretty much will cover anything that you choose. Our policy is a replacement policy, so if my wife’s D4 is a total loss it will pretty much pay for a Z9. Deductible is 10% of total loss. Our tripods and gimbal heads are covered. You determined what you want covered and set the insured amount. With the way insurance is going, especially here in Florida I wouldn’t want to make a claim if I absolutely didn’t have to.

 

[TomRC]

Homeowners now but used Hill & Usher (equipment, liability) for years when making $$$$ with a camera. Not sure what they offer for the non working hobbyist crowd.