Nikon USA Changes to NPS

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I've been a member since around 1975. As far as loaners go I've had 2-600's, 1-D4, 3 D5's and a 24-70. I've had my D600 repaired this year and I've sent in a couple strobes for repair. Now I will lose all that. I'm retired now but still shooting. My income is not what it once was. Why do I (a life long customer) have to buy a benefit?
 
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