Bill - I did not know you referred to PS. I thought it was something on this site.
I do not mind to share. This is a dinkum image of the reflection of the name of a boat in the water next to the pier. The distortion, etc is all done by the movement of the water and recorded when I took the image. I only turned the image around because the name was mirrored in the water and I wanted to read it in a normal view. So no post processing was done except cropping and my normal adjustments. The distorion was already in the water movement. I think you could use warp and liquify to get something similar, but I have never tried it.
