How do you think about Camera Equipment Risk?

[gdecamp]

I have insurance on my big expensive stuff through NANPA. The riders on the homeowners policies can refuse payment if you are a professional (sell images) but that would be in the fine print and maybe not all companies do that. With NANPA they insure with CHUBB and it is fine to sell your images and are considered a professional.

 

[Flyboy]

That's what insurance is for.

My Good Lady Wife tells me I should schedule my equipment with our Homeowner's carrier. Ours provides all physical risk, replacement cost with no deductible for not much $$.