Nikon USA Special Financing Terms

[O]

As of now, Nikon USA has some of their items (Mirrorless Cameras) and (Mirrorless Lenses) available with special financing terms through Bread Financial. Terms are stated as from 12-to-36 months financing with low rates, including 0% for those qualifying.

Does anyone here have any experience with this financing business and with Nikon's offerings? If so, what is your impression.

In addition, I don't see any info concerning when this offer ends; does anyone have any of the details of when the offer will no longer be offered?

If you have any relevent opinions on other than my questions, I'd like to hear those as well.

Thank you.

Its not dissimilar to what the car industry is doing and yes the likes of Nikon etc are indirectly subsidizing the interest, China is doing a lot of this entering into our car market, its indirectly also considered discounting often a exaggerated full retail, its happening everywhere now where we see 80% off, but they pump the retail price then take 80% off.
Several points to consider

1) Resale of the gear if and when ever selling is needed.
2) The actual purchase price under finance, often its fill full retail, and when you sell its against the market at the time which may leave you with a massive pay out, you may very well buy else where at a cheaper price either under finance inclusive of interest or outright.
3) Under finance you will need to fully insure.
4) if you have a company registered name and do business then it could be a go for you, just remember pumped full retail $ and reselling is an exposure at times.

Maybe your not missing out on much with using your existing gear compared to the mirror less phenomenon that has some benefits but is more perception that reality.
After all 90% of what you get comes from you.

Only an opinion

 

[ccirelli]

I used Bread @ 0% for my Z8 - so far, so good! Very easy to set up / qualify via Nikon's checkout process, and

My original pre-order was not through Bread - then (oddly) a week or so after its announcement, the Z8 qualified for 0% @ 24 months. So I canceled my original pre-order, expecting my delivery to get pushed back... I re-pre-ordered... and somehow still managed to make it in the first wave of shipments. Worked out well!