It takes guts to write this, and I admire your wisdom. Getting all JPEGs right in camera on the fly, requires skill and the right conditions.
I am a bit of a Ken Rockwell shooter fan and get criticized by the purists for it LOL, i think he is very smart.
JPEG fine seems to meet most of my needs LOL
Today's JPEGS can tolerate surprisingly more than a moderate amount of simple editing very well.
Manual, floating the iso, -07ev as a base, 3200 ss F2.8 F4 F5.6, matrix, then a tweak to suite the light, example +3 sharpening, +2 contrast +2 saturation, if not Vivid depending on shoots and how much pop i want, but i avoid Vivid at night with High ISO it brings in artifacts as i don't want or need editing to much so i avoid it unless i can keep the ISO down somewhat.
It sounds complicated but actually with time and practice it can be good, not many people like it.
My way is not for everyone.
As to editing, as i said outsourcing is cool, but if i want to do a little my self, i like NIK using Pro contrast, or Auto in Raw Editor often works well but not always.
I don't want to invest in latest software and the gear to run it or get into hands on printing............
Its not everyone's journey understandably, on the occasion where i am shooting low light very hi ISO i hit RAW and JPEG Fine, review the JPEG Fine if there is to much noise, work over the RAW version but the driver or reviewer is JPEG.
Raw is King, but hey, as my girlfriend says its nice to dine with the King from time to time but i love to dine with the prince
every night LOL.
If its really important a quick ok in the menu and i record RAW and JPEG Fine, outsource heavy or super careful editing needed, life is about working smarter not harder LOL.
Light is my greatest friend and other than my Push Pull 200-500 that almost eliminates total cropping especially when in DX mode for some sports action, i use only F2.8 glass (Wholly Trio) and rent any exotics if needed.
I enjoy what i do that way, but yes RAW is not out of the question for really critical moments etc.
I now will look into HE that sounds interesting.