I had this happen yesterday for the first time while shooting soccer in direct 90C sunshine (no choice) near the end of the game's first half. First, a Hot Card warning appeared on the Z8 screen then it became more serious and the camera wouldn't fire (forgive me, I forget the actual message on the screen). Luckily, I didn't miss an important image but very easily could have. Scouring the Internet, there seem to be a number of possible variables besides hot weather. I had changed my second card (an SD) setting to Backup meaning the camera's processor would need to work harder. Some people say it's the speed of the card while others say it's the SD card at fault. I don't know but the easiest possible fix for me is to either shoot with one card or change the designation of the second card to Overflow. At half time the cameras and cards cooled down in the air conditioning and worked without a problem during the second half. Meanwhile, my Z9 worked the entire game with no problem.