While not as versatile as as 3d tracking maybe slaving one of the dynamic modes would help with that issueI like your line of thinking (as noted in the linked article in a few posts above) and I'm actually (still) considering going to shutter release AF myself since it frees up the AF-On button for other uses (although I'd probably set it for an AF Lock which I don't need now).
However, I'm not sure how your setup eliminates the need for a subject tracking toggle of some sort.
Subject tracking on the Z9 is a separate setting from AF area modes and if you have it on, it's on in both Auto and 3D. I get the idea that you can forgo those modes and just use single point, but there are times where there's a benefit to using a tracking mode like 3D with subject tracking disabled. For example, maybe subject detection is randomly detecting an "eye" on part of the perch where a bird is sitting and it's bouncing between that and a real eye (had it happen just yesterday with the Z9 and have had stuff like that happen with the Sony as well). In that case, I'd still want to use 3D AF to track it when it takes off, but I'd disable subject detection.
edited to add: I dont see a reason why adding the ability to turn it off is an unreasonable option.... I just feel like its likely a rare need that can be worked around easy enough for now.