So what’s you recommendation for someone like myself that keeps images internal on my Mac? In your opinion is two or 3 copies of time machine backups enough? Like I said earlier in the thread, I might at some point go to a large external drive but for now really like having everything integrated.
As a long-time Mac guy (got my first one in 1985), I can tell you what lets me sleep at night:
I use Time Machine to back up automatically to an 8TB external drive. Keep in mind, though, that TM is not an archival backup, meaning that older files are overwritten as the drive becomes full. I use TM only as a fallback to recover material over the last few weeks, in the event of a catastrophic failure of my working drives or some sort of operator error (i.e., deleting the wrong thing). Personally, I do not recommend considering TM to be a true backup system.
Internal SSD on my iMac Pro contains only applications.
Working drive is a 4x4TB RAID 5 system in an OWC enclosure, providing 12 TB of storage space. It uses a Thunderbolt connection for maximum speed.
Both of the above are backed up to two separate OWC enclosures, two disks each. This provides me with four backups, which might be overkill, but it is worth it to me. I do NOT use a RAID on these backups--they are independent drives, known as JBOD (just a bunch of disks). A tech guy who knew far more than I about such things told me some years ago that independent drives are as close to a sure thing as exists, since it takes the potential for RAID failure out of the equation. I use Carbon Copy Cloner to create these backups. CCC is an excellent program, designed for true archival backup (meaning you can set it so a file will never be overwritten unless you tell it to). It has the added advantage of writing a small OS to the backup drives, which would allow me to use them as startup drives in the event of a failure of my internal SSD (which has happened).
My suggestion for you would be, at a minimum, to get an external two-drive enclosure (I like the Mercury Elite Pro series from OWC, which lets you choose whatever drive size you want). You can investigate Carbon Copy Cloner if you wish, or simply drag and drop your files to the external drives to create your backups. Keep in mind, though, that drag-and-drop works fine with individual data files (like photographs), but it rarely works as a backup to applications or the operating system. Apps and the OS install too many things in too many places to simply be copied. This is another advantage of CCC, which creates an identical clone of your primary drive. CCC also prevents operator error!
A USB interface works fine for me with external backups. It is plenty fast for that purpose, and less expensive than Thunderbolt.
If you're paranoid like me, make three or four backup disks instead of two. Store half of them off site if you can. I admit that I don't do this, but I do store one set of backups in a secure storage vault in my home.
I fully understand your desire to have everything integrated, all files in one place. I used to be that way, too. Any inconvenience, though, that arises from dispersing backups and files across multiple drives is inconsequential compared to the heartache and hours involved with a catastrophic failure and loss of irreplaceable images. I've been there. I've had SSDs, platter drives, RAID arrays, optical and tape backups, and various other hardware all fail over the years. As they say, it is not a matter of if, but when a drive will fail. There is an expense and a bit of a learning curve involved in creating a solid backup system, but you will never regret it.
Storing everything on one internal drive not only makes your computer work harder, but it is all your proverbial eggs in one risky basket.
(Apologies for duplicating some of the expert advice DBS just provided--he obviously types faster than I do).
Good luck!